It is not out of the norm for a deleted collections to reappear in the hands of a new debt collector even though you have completed a credit repair program. Unfortunately, credit reporting errors do occur. That is why it’s important to maintain your credit repair success by using a credit monitoring service as credit repair insurance.

A credit monitoring service can provide much needed peace of mind. A monitoring service alerts you to any changes made to your credit report. So you can address them immediately. There are three credit bureaus and each of them offers a monitoring service. They are offered on a membership basis for a reasonable fee. This works by notifying you of any changes to your credit report. This includes inquiries, new accounts opened, and any new changes to existing accounts. Included with your monitoring service is a monthly report that includes all activity from all three credit bureaus.